Knowledge center

Tuesday, May 10, 2011

Example of writing Resume

Just for example, It is not yours pattern, to know from here you should try to prepare best resume.

30 January 2011
The Human Resources Department,
Tex Zippers(BD) Ltd
Flat No. 1/1, House No 196 Road no.2
Dhaka-1206 , Bangladesh,

Subject: Prayer for the post of an Assistant Manager.

Sir,
I have come to know from your advertisement published in “The Daily Star” on 12 January 2011 that some of the posts of Assistant Manager in your office are lying vacant. I want to offer myself as a candidate for the same and furnish the following particulars for favor of your kind perusal and sympathetic consideration.
I shall respond to your further queries should your require so.
Would you please, considering my qualification, give me the opportunity to face interview to prove my competence for the post.

Yours faithfully
Md. Gaffarul Islam

Resume Of
Md.Gaffarul Islam

Ataur Rahman Khalil Shorok
Peyaratola, Kushtia -7000
Contact Phone: 01916478442
E-mail: gaffarbba@gmail.com

Professional Objectives:
To prove myself useful, worthy and able as Executive, Marketing, Management and Administration Officer in progressive financial, apply my knowledge and skills besides member of a team that collectively works towards a single goal.

The main aim would be to put to use my skills and abilities in the practical world and as part of a good organization.

Academic Qualifications:
BBA(Hons) In Management:
University
Result
Session

Higher Secondary Certificate Examination
Board
Institute
Group
Result
Passing Year

Secondary School Certificate Examination:
Board
Institute
Group
Result
Passing Year

Computer Skills

 Desktop Publishing:, Win-98, Win-xp, MS-Word,MS-Excel, MS-Power Point, MS Access, SPSS, Accounting Software( Tally).
 Internet Operation, Web Browsing, E-mailing.

Language Proficiency

• Fluent communication skill on both speaking and writing in English as well as in Bengali.

Capabilities
• Strong motivation & commitment for work.
• Capable of adopting in any type of environment.
• Flexible and capable of meeting the deadlines.
• Ability to cape with people at any level.
• Able to work under pressure.

Personal Information:
Name
Father’s Name
Mother’s Name
Permanent address
Date of Birth
Sex
Religion
Marital Status
Nationality
Contact Phone

Reference:

………………………..
(Md.Gaffarul Islam)

Example of writing Memorandum

MEMORANDUM

DATE: January 23, 2011
TO: Abu-Hasan roni, Area manager
From: Md. Abdul Gaffar Chowdhury, General Manager

Subject: Request for cost information to set up our Mobile network tower at Gangni local area.

As we discussed in my office today, we decided to set up new mobile network at local area of Gangni upazilla under Meherpur District. You Know Meherpur is the small district in our country and it is situated aside of Border. That’s why we have to set up our tower with so much cautiously and for that why you are the perfect person in our company. So for this purpose I prefer you than other. You have to investigation & collect some information about this Issue.

We have need cost & some other information about the following.
So please provide me the following information.
1. The probable Number of client of our BANGLATEL in that area.
2. Medium of communication.
3. The mandatory of special location of Gangni Upazilla.
4. How many Tower we can set up in that area.
5. In this connection our total cost(possible)

I would like to know the information by February 1. If you need the additional information please contact rohid20@gmail.com

Md. Abdul Gaffar Chowdhury
General Manager
BANGLATEL CO. Ltd.
--------------------------

Tips for cover letter to find Job

* Use traditional letter style (Modified Block)
* Print your cover letter on the same quality paper as your résumé.
* Address it to the appropriate individual (by name).
* Don’t rely on spell check to find the errors for you.
* Proofread carefully or have someone else proof it for you.
* Try to Make it flawless.

Tips to prepare Resume

You have to prepare a resume with so conciously, so that an employer can positively udnerstand about you. so you can follow the following headings:

* Main Heading with Personal Information
* Career Objective
* Education
* Experience
* Qualifications or Qualifications Abstract
* Capabilities and Skills
* Awards and Activities
* References

Interview technique

Be thinks that you are a product. and you have to face your interview with good confidentiality, besides you have to done following task.

* Don't hire to someone to write your resume.
* Know well about the objective of this job.
* Know well about that organization.
* Don't tension, just relax & try to serve your answer what you know.
* thinks that what you know that's correct
* Don't feel hesitate & nervousness
* Be thinks you are qualified person for that post.

Strategies of Job search

Strategies

* Broaden your circle of friends

* Know your professors

* Meet executives

* Make contacts through internships

* Work with community organizations

How to commuinicate with others?

What is Communication?

Communication is the transfer or transmission of some information & understanding from one person to another.

Various authors have defined Communication in different ways. Some of them are quoted below:

According to W.H. Newman and C.F. Summer, “Communication is an exchange of facts, ideas, opinions, or emotions by two or more persons.”

According to Murphy and Peck,
“Communication is a two way process of exchanging ideas or information between human beings.”

Finally we can say communication is a process of transmitting information, thoughts, opinions, messages, facts, ideas or emotions and understanding from one person , place or thing to another person, place or thing.

Knowledge center: Tips for BBA Students

Knowledge center: Tips for BBA Students

yes

Statistics

Index number

1. What is index number ?

Index number is defined as the number through which we can express the relative change of price, quality or value of anything in the current period on the basis of a certain period. It is generally denoted by –
0I1

Here,I = Index number.
0 = Base year.
1 = Current year.
Generally Index number express the economic condition of any country .Thus it is called economic barrow metre.Also we say that Index number represents the general level of magnitude of the changes between two or more situation of a number of variable taken as a whole.

2. What are types of Index number?

There are 3 types of Index number. These are given below-

• Price Index number: - An Index number by which the relative change in price of anything in the current year to the base year is expressed by the price index number.
• Quality Index number :- An Index number by which the relative change in quality of anything in the current year to the base year is expressed by the quality index number.
• Value Index number :- An Index number by which the relative change in value of anything in the current year to the base year is expressed by the value index number.

What are the usages of Index number ?

Index number are vital tools of economic and business analysis. There significance can be discussed by the following points-

• Forming suitable policies- Index number helps to take the suitable policies.Many of the economic and business polices are guided by the Index number.
• Express trends and tendencies :- Index number are widely used in measuring changes over a period of time and the time series enable us to study the general trend of the phenomenon / occurrence.
• Useful in adjustment :- Index number are used to adjust the change with the original data.

3. What are the problems in construction of Index number ?

There are some problems in construction of Index number.These are given below –

• Purpose of Index number :- Every Index is limited and particular use. There is no all purpose index.Such as a price index only measure the consumer’s prices not included the wholesale prices.
• Availability and comparability of data :-
• S
• S
• P
• C
• S

4. What are the Methods of constructing Index number?

All methods can be grouped into two heads.Such as –
a) Unweighted Index number
b) Weighted Index number

Monday, May 9, 2011

Bank Management

Possible Question of Bank Management

Set-1

Introduction:

1. Define Bank, Banking & Bank Management

2. Distinction between Bnak and Banking

3. What factors or qualities to be considered of testing the efficiency of an ideal Bank?

4. What do the Banks do?

5. What are the socio economic objectives of a Bank?

6. Discuss the types of Bank

7. What are the roles of Bank in the economic development of a country?

8. Discuss the Banking evaluation/origin/ history

Set-2

Bank Directors

1. Define Bank management and describe the Bank management process

2. What is mean by Banks directors?

3. What are the ways by which Bank board of directors are elected(page-29-2/3 marks)

4. Showing the organizational structure of a commercial Bank (page-30)

5. Qualification and election of board of directors (3:2.2)

6. Powers of the directors(3.2:4)

7. What are the personal attribute and successful Bank directors

8. What are the major functions of Bank directors

9. How does a Bank director can retire(page 37)

10. Relationship between board of directors and Bank management

11. Chief Executive and advisors

12. Under which section

Set-3

Deposits:

1. What do you mean by deposits?

2. Objectives of deposit?

3. What factors that influence the level of deposits of a Bank/(page-71)

4. Types of deposits/ Bank deposits

5. ‘Deposit processing

6. Factors determining the level of deposits

7. Special deposits scheme

Set-4

E-Banking

1. Definition of E- Banking

2. Objectives of E- Banking

3. Basic Components of E-Banking

4. Types of E- Banking

5. Components of ATM

6. Definition of debit card and credit card

7. Problem s of introducing E-Banking

8. Suggestion for Introducing E-Banking

9. How to use ATM

Set-5

Islamic Banking

1. Define Islamic Banking

2. What are the features or characteristics of Islamic Banking fund

3. Difference between convenient/ traditional Bank and Islamic Banking

4. Objectives of Islamic Banking

5. What are the uses of Islamic Banking fund

Institutions:

· ADB

· IDB

· IFC

· WB

· GB

· HBFC

Set-6

Central Bank in Bangladesh

1. Define Cenral bank

2. What are the roel of central bank

Continue..................

Answers :

Set-1

Q.1. Definition of Bank, Banking, banker, Bank Management

Bank:

Bank is a business organization. Some widely accepted definition of Bank can be mentioned as follows:

According to prof, Crowther, “A Bank is firm or institution doing a bonafide banking business

According to prof. Cairncross, “A bank is a financial intermediary, a dealer in loans and debts

According to prof. Chambers, “A Bank is an office or institution for the keeping, lending and exchanging etc. of money.

At last we can say that “Bank is the heart of complex financial structure.

Banking:

Banking is the activities of Bankers who perform these activities for salaries.

According to oxford dictionary, Banking is the business of a Banker, the keeping or management of a Bank.

Finally we can say that, Banking is all the activities such as collecting deposit, paying loan, paying cheque, discounting bill, issuing note, transforming money, creating medium of exchange, investing fund is called banking.

Banker:

Banker is a person who performs the business activities. The person, persons or organization who performs banking business is called banker.

According to Prof. crowther – A banker is a dealer in debts his own and of other people.

Finally we can say that, the persons who receives money as deposit and pay the money by ordering of client is called Banker.

Bank Management:

Bank Management is the process which banking resources are properly utilized for achieving the banking objectives

Bank management is the process of planning; organizing, staffing, coordinating, motivating and controlling the all of the rsources to proper utilize the banking business to achieve the organizational goals.

Q.2. Differentiate between Bank and Banking

Distinction points	Bank	Banking
Definition	Bank is a financial institution which earn profit through keeping, lending and exchanging money	Overall activities of the Bank is called Banking
Nature	Bank is an institution which provides services relating to money.	Banking is the activities related to operate a Bank business
Legal entity	Bank has a legal entity	Banking is an overall activities of a Bank
Operation Conducting	Bank is established and conducted accounting to Bank law of a country	Banking Is conducted accounting to Bank company ordinance and individual Banks rules.
Origin	Owner Or Entrepreneur are the founde3r of Bank	Banker is the founder of Banking
Liability	The owners bear the liability success of failure of a Bank	The managers or employee of a Bank bear the liability of success of failure or the Banking activities to the Banker
Success	Success of a Bank depends an efficient Banking	Success of the Banking depends an efficient Banker

Q.3. What are the Factors / Qualities to be considered of testing efficiency of an ideal Bank?

There are mainly five factors to be considered of testing efficiency of an ideal Bank namely

I. Organization related factors

§ Origin of the Bank

§ Location of the Bank

§ Age of the Bank

§ Types of the Bank

§ Legal entity of The Bank

§ Nationality of Bank

II. Employee related factors

§ Manner of employees

§ Maintenance o secrecy

§ Efficient management

§ Punctuality

III. Performance activities related factors

§ Technology used

§ Providing correct and latest information

IV. Customer service related factors

§ Security

§ Advise and counseling

§ Service in favor of customer

V. Other factors

§ Total deposit

§ Total investment

§ Foreign exchange

§ Goodwill

§ Liquidity

Q.4. What do the Banks do?

Functions or activities of Banks can be pointed as follows –

Q.5 What are the socio economic objectives of a Bank?

1. Capital formation

2. Industrialization

3. Creation of employment

4. Providing safety and saving money

5. Help to central government for economy

6. Agricultural development

7. Economic development

8. Development of intenal relation

9. Improving standard of living

10. Social responsibility

Q.6. Discuss the types of Bank

On the different point of view Bank can be various categorize. now we can mention types of Bank on the basis of various points.

1. on the basis of ownership

a. State owned Bank

b. Private Bank

c. Govt. & priavtate joint ownership

d. Autonomous Bank

2. On the Basis of Function

a. Central Bank

b. commercial Bank

c. Co-operative Bank

d. Agricultural Bank

e. Industrial Bank

f. Exchange Bank

g. Investment Bank

h. Merchant Bank

i. Saving Bank

j. Consumer Bank

k. Transportation Bank

l. Mortgage Bank

m. Mixed Bank

n. Grameen Bank

o. Indigenous Bank

p. Regional Bank

q. International Bank

3. On the Basis of Organizational structure

a. Unit Bank

b. Branch Bank

c. Chain Bank

d. Group Bank

e. Mixed Bank

4. On the basis of Scheduling

a. scheduled Bank

b. Non scheduled Bank

Q.7. what is the roles of Bank in the economic development of a country?

In the modern world Bank and economy are combined by a frame. Bank ensures it safety exchange of money. Without the Banking activities it is not possible to run business and economic activities of a country. So it can be said that “the Bank is the life blood of the modern economic development. The following points can be mentioned to determine the importance of Bank in the economic development of a country.

a. Creation of medium of exchange: In every country the central Bank is responsible for creation of currency. The Banking organization helps as a medium of exchange by issuing cheque, pay order, Bank draft etc. It is also helps by creating the monetary system with more easy & reliable

b. Collection of saving and formation of capital: Bank collection the idle money from the people and different organizational which helps to formation of capital. It provides interest to the formation of capital. It provides interest to the investors and tries to increases savings.

c. Supply of capital and increase of investment: After collecting the saving amount from the people it lends the amount to different profitable organization which helps to run the new business. As a result supply of capital remains steady.

d. Help in home trades: The Bank provide capital and safety and easy exchange of monetary policy for the general public within the country. It helps in internal business by provide different services. In a word “No business can run without Banking”.

e. Helps in foreign trades: Now days the activities of foreign trade are depend fully on the Banking system. So it is said that Bank is the main media of foreign trade.

f. Industrial development: The Bank help or acts as caretaker by providing loans and different services to the industrial sectors.

g. Agricultural development: The Banking sector helps the agricultural development by providing loans the farmers.

h. Implementation of economic policy of the government:

i. Credit control: With the help of other Banks the central Bank helps to control on credit. For that why economic activities of a country run smoothly.

j. Increases of gross production: Bank help to formation of new industries with the development of agricultural sector which increase of gross production of a country.

k. Employment: For running the activities of the, it requires a number of workers. So Bank helps the economic development of a country by creating employment.

l. Increases of government revenue: Bank helps to collect tax from general public and also give tax to the government which increases the revenue of government.

m. Handling of foreign exchange.

n. Developing living status

o. Creation of credit of deposit

Q.8. Discuss the Banking evaluation/origin/ history

It is very difficult to identify the exact time of the introducing of Bank but it can be said that “Banking system has created after the introduction of money. The origin and historical evolution of Bank may be pointed at as follows-

a. Introduction of money and Bank: Monetary system is developed to overcome the limitations of the transaction system of goods. For this reason it is said that “Money is the mother of Bank”.

b. Introduction of money lending business and Bank: After introducing monetary system, money lending was largely a matter of provide loan being advanced to people short of cash, the money lender change profit or interest on the loan. In this way Bank is introduced in the society in different times.

c. Evaluation of civilization, business, Banking and economic activities were developed equally through the same time at same ratio. It can be cleat from the following points.

d. About 500BC among the Mesopotamians interest was legend and often fixed by the state

e. Babe lion period in the 2000 BC the Banking activity have been group up at the temples.

f. Churches attitude, roman period and Chinese civilization also gave the example of Bank in the past time.

g. Development of business and Bank: There is a close relation among the development of Bank, business and economic development

h. Bank through different ages: